Substantial Health Insurance Premium increase in 2017 will have Californians rethink their health plan choices

Health Insurance Premiums for individual policyholders will be increasing substantially in 2017. Covered California announced a state-wide average increase of 13.2 %, while PPO carriers Anthem and Blue Shield reported increases of 19.9% and higher. In contrast to...

Getting a divorce – how will it impact your health and life insurance?

Getting a divorce brings a new type of change to your everyday life. For some people this change is wanted, yet for others, it is unexpected and heartbreaking. For all of us though, it is a change, requiring one to revisit all aspects of one’s financial planning and...

You lost your work with health insurance, what are your options to obtain health insurance?

When one loses their job with health insurance, next to finding a new job, an important aspect to consider is how to find suitable health insurance for you and your family. With the Implementation of the Affordable Care Act and the mandate of carrying health insurance...

Proposed Regulations on 2017 Benefit and Payment Parameters

On November 20, the Department of Health and Human Services (HHS) issued proposed regulations that address a wide range of Affordable Care Act (ACA) benefit provisions that will be effective for 2017 plan years. Published each fall, these rules will be finalized in...

What is the tax penalty for not carrying health insurance in 2016?

The open enrollment to apply for health insurance ends Janaury 31st 2016, there are still some Californians who decides not to carry health insurance . Here are is an overview of the tax penalty for 2016 . What happened if I do not pay health insurance in 2016? ●...