Making a Safe and Respectful Workplace a Priority for Small Businesses

Making a Safe and Respectful Workplace a Priority for Small Businesses

Small businesses are essential to stimulating innovation and establishing close-knit communities in the quickly changing workplace of today. But as more people become aware of workplace harassment, it’s crucial for managers and owners of small businesses to know...
The Federal Public Health Emergency (PHE) concludes, what does it mean for your small business?

The Federal Public Health Emergency (PHE) concludes, what does it mean for your small business?

The Public Health Emergency (PHE) officially ended on May 11th, and with that, there are changes to your group health insurance regarding special enrollment, deadlines for COBRA continuation coverage, and claim submission. The Medi-Cal redetermination procedure...
1095  Health Insurance Tax Forms

1095 Health Insurance Tax Forms

As many Americans are still preparing their taxes before the April 18th deadline, please make sure that you have your 1095 (federal) tax form and provide them to your tax preparer as they are required to complete your taxes. In California, there is a tax penalty for...
Why you should consider Long-Term Care Insurance?

Why you should consider Long-Term Care Insurance?

Despite the fact that the American population is aging rapidly, only about 1 in 30 Americans and about 7% of adults over the age of 50 are carrying Long-Term Care insurance. Studies show that someone turning 65 today has almost a 70% chance of needing some type of...
Changes in Medicaid as the Pandemic Era Expires

Changes in Medicaid as the Pandemic Era Expires

States are preparing to remove millions of people from Medicaid as protection coverage enacted during the COVID-19 pandemic will expire. In California, the state welfare program is called Medi-Cal and not Medicaid, as it is called in the other states. The upheaval,...
Life insurance is important to Women

Life insurance is important to Women

We just passed International Women’s Day on March 8th. Did you know that 70 % of US households rely on women’s salaries for financial stability? More than 40 % of women are the sole and primary breadwinners in the family. However, often protecting women...
Are you taking advantage of your free preventative exam?

Are you taking advantage of your free preventative exam?

Although it might take some time to set up your free preventative exam with your in-network doctor, it is well worth taking advantage of this benefit. Any health insurance plan regulated by the Affordable Care Act offers 10 essential health benefits, including free...
Special Enrollment Period 2023

Special Enrollment Period 2023

Starting February 1, 2023, the Annual Open Enrollment Period ends and the Special Enrollment Period begins. During the Special Enrollment Period from February 1st to November 1st, 2023, anyone seeking to enroll in or change their existing health insurance must have...
How to register your health insurance card online in 2023

How to register your health insurance card online in 2023

By now, you should have received your new health insurance subscriber ID card for 2023. Be sure you register your insurance card online, which allows you to easily find doctors who are in your health plan’s network, review your benefits, view your claim history, and...