by Barbara Kempen | May 23, 2023 | Affordable Health Insurance, Blue Shield of CA, Covered California, Dental Insurance
Many of us are asking if purchasing dental insurance makes sense to buy. My recommendation is that if you have strong, healthy teeth, you do not need dental insurance, however dental insurance even in these cases will be helpful as people who carry dental insurance...
by Barbara Kempen | May 23, 2023 | Affordable Health Insurance, Benefits Administration, Group Health Insurance, Health Insurance Santa Monica, Member Benefits, Small Business
Small businesses are essential to stimulating innovation and establishing close-knit communities in the quickly changing workplace of today. But as more people become aware of workplace harassment, it’s crucial for managers and owners of small businesses to know...
by Barbara Kempen | May 23, 2023 | Affordable Health Insurance, Benefits Administration, Blue Shield of CA, Covered California, COVID-19, Group Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Life Insurance, Life Insurance for unemployed, Member Benefits, Small Business, Uncategorized
The Public Health Emergency (PHE) officially ended on May 11th, and with that, there are changes to your group health insurance regarding special enrollment, deadlines for COBRA continuation coverage, and claim submission. The Medi-Cal redetermination procedure...
by Barbara Kempen | Apr 11, 2023 | Affordable Health Insurance, Benefits Administration, Covered California, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Special Enrollment Period, Tax Credits, Tax Penalty
As many Americans are still preparing their taxes before the April 18th deadline, please make sure that you have your 1095 (federal) tax form and provide them to your tax preparer as they are required to complete your taxes. In California, there is a tax penalty for...
by Barbara Kempen | Mar 16, 2023 | Affordable Health Insurance, Benefits Administration, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Life Insurance Santa Monica, Long-term Care, Long-Term Care Insurance Brentwood, Preventative Care, Tax Credits
Despite the fact that the American population is aging rapidly, only about 1 in 30 Americans and about 7% of adults over the age of 50 are carrying Long-Term Care insurance. Studies show that someone turning 65 today has almost a 70% chance of needing some type of...
by Barbara Kempen | Mar 16, 2023 | Affordable Health Insurance, Benefits Administration, Blue Shield of CA, CalSavers, Covered California, COVID-19, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica
States are preparing to remove millions of people from Medicaid as protection coverage enacted during the COVID-19 pandemic will expire. In California, the state welfare program is called Medi-Cal and not Medicaid, as it is called in the other states. The upheaval,...
by Barbara Kempen | Mar 14, 2023 | Affordable Health Insurance, Life Insurance, Life Insurance Brentwood, Life Insurance for Single Moms, Life Insurance for unemployed, Life Insurance Pacific Palisades, Life Insurance Santa Monica, Tax Credits
We just passed International Women’s Day on March 8th. Did you know that 70 % of US households rely on women’s salaries for financial stability? More than 40 % of women are the sole and primary breadwinners in the family. However, often protecting women...
by Barbara Kempen | Feb 17, 2023 | Affordable Health Insurance, Benefits Administration, Blue Shield of CA, Covered California, COVID-19, Group Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Preventative Care, Telemedicine
Although it might take some time to set up your free preventative exam with your in-network doctor, it is well worth taking advantage of this benefit. Any health insurance plan regulated by the Affordable Care Act offers 10 essential health benefits, including free...
by Barbara Kempen | Feb 17, 2023 | Affordable Health Insurance, Benefits Administration, Blue Shield of CA, Covered California, COVID-19, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Member Benefits, Special Enrollment Period, Telemedicine, Uncategorized
Starting February 1, 2023, the Annual Open Enrollment Period ends and the Special Enrollment Period begins. During the Special Enrollment Period from February 1st to November 1st, 2023, anyone seeking to enroll in or change their existing health insurance must have...
by Barbara Kempen | Jan 12, 2023 | Affordable Health Insurance, Benefits Administration, Blue Shield of CA, Covered California, Life Insurance, Member Benefits, Prescription Drugs, Register, Special Enrollment Period, Uncategorized
By now, you should have received your new health insurance subscriber ID card for 2023. Be sure you register your insurance card online, which allows you to easily find doctors who are in your health plan’s network, review your benefits, view your claim history, and...