by Barbara Kempen | Mar 25, 2026 | Affordable Health Insurance, Covered California, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Indemnity Plans, Medicare
If you live in Santa Monica, Pacific Palisades, Malibu, or Brentwood and are over 55, you may have noticed a growing trend: even financially stable individuals are increasingly choosing Bronze health plans to keep monthly premiums manageable. At first glance,...
by Barbara Kempen | Mar 25, 2026 | Affordable Health Insurance, Covered California, Federal Poverty Level, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, HSA, Special Enrollment Period
Each year, the federal government updates the Federal Poverty Level (FPL). These guidelines help determine eligibility for many public assistance programs. In California, the FPL plays an important role in health coverage eligibility. It helps determine whether...
by Barbara Kempen | Mar 25, 2026 | Affordable Health Insurance, Celebrating Women, Life Insurance, Life Insurance Brentwood, Life Insurance for Single Moms, Life Insurance Pacific Palisades, Life Insurance Santa Monica
Across Los Angeles—especially on the Westside in Santa Monica, Brentwood, Malibu, and Pacific Palisades—families are changing. Today, about 1 in 3 households with children rely on a woman as the primary income earner, and nearly 45% of those households are led by...
by Barbara Kempen | Feb 20, 2026 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Member Benefits, Preventative Care
As we move further into 2026, one of the most valuable benefits included in your health insurance plan is also one of the most overlooked: preventive care. Scheduling a covered wellness visit with your in-network physician may require planning ahead. Many medical...
by Barbara Kempen | Feb 20, 2026 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Member Benefits, Prescription Drugs, TrumpRX
On February 5, 2026, the federal government officially launched TrumpRx, a new prescription drug pricing platform designed to help Americans access lower cash prices on prescription medications. The announcement includes a detailed fact sheet released by the White...
by Barbara Kempen | Feb 20, 2026 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Special Enrollment Period
Beginning February 1, 2026, the Special Enrollment window opens. From February 1 through October 31, 2026, individuals who want to sign up for coverage or modify their current plan must have experienced a qualifying life event within the previous 60 days. Listed below...
by Barbara Kempen | Jan 16, 2026 | Tax Credits, Tax Filing, Tax Penalty
As part of our commitment to keeping you informed, we want to remind you about the importance of IRS Form 1095-A, a key document for anyone enrolled through Covered California. What Is Form 1095-A? The 1095-A is a federal tax document issued by Covered California. It...
by Barbara Kempen | Jan 16, 2026 | Affordable Health Insurance, Benefits Administration, Register
By now, you should have received your new health insurance ID card for 2026. Please take a moment to register your card online. This will allow you to: Find doctors and specialists in your plan’s network Review your benefits and claims Make your monthly...
by Barbara Kempen | Nov 28, 2025 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, IRMAA, Medicare
The Income-Related Monthly Adjustment Amount (IRMAA) is an additional charge that some Medicare beneficiaries must pay on top of their standard Part B and Part D premiums. This surcharge is based on your Modified Adjusted Gross...
by Barbara Kempen | Oct 23, 2025 | Affordable Health Insurance, Benefits Administration, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, HSA
What is a Health Savings Account (HSA)? A Health Savings Account (HSA) works much like a “medical IRA.” It’s a tax-advantaged savings account designed to help individuals with High Deductible Health Plans (HDHPs) pay for qualified medical expenses. Significant changes...
