by Barbara Kempen | Feb 20, 2026 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Member Benefits, Preventative Care
As we move further into 2026, one of the most valuable benefits included in your health insurance plan is also one of the most overlooked: preventive care. Scheduling a covered wellness visit with your in-network physician may require planning ahead. Many medical...
by Barbara Kempen | Feb 20, 2026 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Member Benefits, Prescription Drugs, TrumpRX
On February 5, 2026, the federal government officially launched TrumpRx, a new prescription drug pricing platform designed to help Americans access lower cash prices on prescription medications. The announcement includes a detailed fact sheet released by the White...
by Barbara Kempen | Feb 20, 2026 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Special Enrollment Period
Beginning February 1, 2026, the Special Enrollment window opens. From February 1 through October 31, 2026, individuals who want to sign up for coverage or modify their current plan must have experienced a qualifying life event within the previous 60 days. Listed below...
by Barbara Kempen | Jan 16, 2026 | Tax Credits, Tax Filing, Tax Penalty
As part of our commitment to keeping you informed, we want to remind you about the importance of IRS Form 1095-A, a key document for anyone enrolled through Covered California. What Is Form 1095-A? The 1095-A is a federal tax document issued by Covered California. It...
by Barbara Kempen | Jan 16, 2026 | Affordable Health Insurance, Benefits Administration, Register
By now, you should have received your new health insurance ID card for 2026. Please take a moment to register your card online. This will allow you to: Find doctors and specialists in your plan’s network Review your benefits and claims Make your monthly...
by Barbara Kempen | Nov 28, 2025 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, IRMAA, Medicare
The Income-Related Monthly Adjustment Amount (IRMAA) is an additional charge that some Medicare beneficiaries must pay on top of their standard Part B and Part D premiums. This surcharge is based on your Modified Adjusted Gross...
by Barbara Kempen | Oct 23, 2025 | Affordable Health Insurance, Benefits Administration, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, HSA
What is a Health Savings Account (HSA)? A Health Savings Account (HSA) works much like a “medical IRA.” It’s a tax-advantaged savings account designed to help individuals with High Deductible Health Plans (HDHPs) pay for qualified medical expenses. Significant changes...
by Barbara Kempen | Sep 21, 2025 | Affordable Health Insurance, Benefits Administration, Blue Shield of CA, Covered California, Federal Poverty Level, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, HSA, Uncategorized
As we move closer to 2026, Covered California has released its updated standard benefit designs for all health plan tiers. These designs outline the core structure of every plan offered through the marketplace, including deductibles, copays, coinsurance, and...
by Barbara Kempen | Aug 15, 2025 | Affordable Health Insurance, Blue Shield of CA, Covered California, Federal Poverty Level, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Tax Credits, Tax Penalty
Covered California has released its 2026 rates, and for Los Angeles County – Southwest (Region 16), the average increase will be 10.0%. That’s close to the statewide average of 10.3%, but the real concern isn’t just the rate change—it’s what could happen if Congress...
by Barbara Kempen | Jul 28, 2025 | Uncategorized
In July 2025, the Centers for Medicare & Medicaid Services (CMS) finalized new rules for the Affordable Care Act (ACA) Marketplaces. These changes aim to improve the program’s integrity, reduce fraud, and ensure that only those who truly qualify receive subsidies....
